{"id":3911,"date":"2026-01-30T03:44:11","date_gmt":"2026-01-30T03:44:11","guid":{"rendered":"https:\/\/themepanthers.com\/wp\/vankine\/v1\/?post_type=service&#038;p=268"},"modified":"2026-05-14T10:20:09","modified_gmt":"2026-05-14T10:20:09","slug":"is-yeri-sigortalari","status":"publish","type":"service","link":"https:\/\/smrgrupsigorta.com\/index.php\/service\/is-yeri-sigortalari\/","title":{"rendered":"\u0130\u015f Yeri Sigortalar\u0131"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-post\" data-elementor-id=\"3911\" class=\"elementor elementor-3911\">\n\t\t\t\t<div class=\"elementor-element elementor-element-292e190 e-flex e-con-boxed e-con e-parent\" data-id=\"292e190\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-0b2331a e-con-full e-flex e-con e-child\" data-id=\"0b2331a\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div 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class=\"primary-sidebar sticky-sidebar\">\r\n\t<div class=\"widget-area\">\r\n        <div class=\"shop_siderbar side_bar\">\r\n\t        <div class=\"sidebar-widget mb-50\"><div id=\"nav_menu-2\" class=\"widget widget_box  widget_nav_menu\"><h4 class=\"widget-title\">Hizmetlerimiz<\/h4><div class=\"menu-hizmetler-container\"><ul id=\"menu-hizmetler\" class=\"menu\"><li id=\"menu-item-4014\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-4014\"><a href=\"https:\/\/smrgrupsigorta.com\/index.php\/service\/konut-sigortasi\/\">Konut Sigortas\u0131<\/a><\/li>\n<li id=\"menu-item-4013\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-4013\"><a href=\"https:\/\/smrgrupsigorta.com\/index.php\/service\/kasko-sigortasi\/\">Kasko Sigortas\u0131<\/a><\/li>\n<li id=\"menu-item-4011\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-4011\"><a 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Sigortalar\u0131<\/a><\/li>\n<li id=\"menu-item-4010\" class=\"menu-item menu-item-type-custom menu-item-object-custom menu-item-4010\"><a href=\"https:\/\/smrgrupsigorta.com\/?post_type=service&#038;p=288&#038;preview=true\">Bireysel Emeklilik Sistemi<\/a><\/li>\n<\/ul><\/div><\/div> <\/div>        <\/div>\r\n    <\/div>\r\n<\/aside>\r\n \r\n        \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1c7f51 elementor-widget elementor-widget-vankine-icon-v1\" data-id=\"c1c7f51\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-icon-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t        \r\n            \r\n    <div class=\"icon_box_only  boxsha  type_seven\">\r\n                            <div class=\"icon\">\r\n                                    <i class=\"fa fa-phone\"><\/i>\r\n\t\t        \t\t\r\n                <\/div>\r\n                                        <div class=\"title_24\">\r\n                    <a href=\"https:\/\/smrgrupsigorta.com\/index.php\/iletisim\/\"   >    \r\n                        Destek ve Dan\u0131\u015fmanl\u0131k \u0130\u00e7in Buraday\u0131z                    <\/a>\r\n                <\/div>\r\n                                    \r\n                            <a class=\"rd_more\" href=\"https:\/\/smrgrupsigorta.com\/index.php\/iletisim\/\"   >\r\n                    \u0130leti\u015fim<i class=\"icontb fi-rs-arrow-small-right\"><\/i>\r\n                <\/a> \r\n             \r\n    <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-09c098e e-con-full e-flex e-con e-child\" data-id=\"09c098e\" data-element_type=\"container\" data-e-type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-d230897 elementor-widget elementor-widget-image\" data-id=\"d230897\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"1024\" height=\"512\" src=\"https:\/\/smrgrupsigorta.com\/wp-content\/uploads\/2026\/01\/Is-Yeri-Sigortalari-1024x512.png\" class=\"attachment-large size-large wp-image-4138\" alt=\"\" srcset=\"https:\/\/smrgrupsigorta.com\/wp-content\/uploads\/2026\/01\/Is-Yeri-Sigortalari-1024x512.png 1024w, https:\/\/smrgrupsigorta.com\/wp-content\/uploads\/2026\/01\/Is-Yeri-Sigortalari-300x150.png 300w, https:\/\/smrgrupsigorta.com\/wp-content\/uploads\/2026\/01\/Is-Yeri-Sigortalari-768x384.png 768w, https:\/\/smrgrupsigorta.com\/wp-content\/uploads\/2026\/01\/Is-Yeri-Sigortalari-1536x768.png 1536w, https:\/\/smrgrupsigorta.com\/wp-content\/uploads\/2026\/01\/Is-Yeri-Sigortalari.png 1774w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-749c341 elementor-widget elementor-widget-vankine-title-v1\" data-id=\"749c341\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                            <h6 class=\"sm_title\"> \u0130\u015f Yeri Sigortalar\u0131<\/h6>\r\n                                        <div class=\"title_whole\"> \r\n                        <h2 class=\"title\"> \u0130\u015f Yeri Sigortalar\u0131 | SMR Grup Sigorta ile \u0130\u015fletmenizi G\u00fcvence Alt\u0131na Al\u0131n  <\/h2>\r\n                <\/div>\r\n                                        <p> \u0130\u015fletmeniz, sadece fiziksel bir mek\u00e2n de\u011fil; \u00fcretim, istihdam, nakit ak\u0131\u015f\u0131 ve markan\u0131z\u0131n itibar\u0131n\u0131n merkezidir. Beklenmedik bir yang\u0131n, h\u0131rs\u0131zl\u0131k, makine ar\u0131zas\u0131, \u00fc\u00e7\u00fcnc\u00fc \u015fah\u0131s talebi veya i\u015f kesintisi, operasyonel s\u00fcreklili\u011finizi ve finansal istikrar\u0131n\u0131z\u0131 tehdit edebilir. SMR Grup Sigorta olarak, KOB\u0130\u2019lerden b\u00fcy\u00fck \u00f6l\u00e7ekli i\u015fletmelere, sekt\u00f6r\u00fcn\u00fcze ve risk profilinize \u00f6zel \u0130\u015f Yeri Sigortas\u0131 \u00e7\u00f6z\u00fcmleriyle i\u015f d\u00fcnyas\u0131n\u0131n g\u00fcvenli liman\u0131 oluyoruz.<\/p>\r\n                    <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-61c2eee elementor-widget elementor-widget-vankine-text-editor-v1\" data-id=\"61c2eee\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-text-editor-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t   <div class=\"position-relative position_p_relative\">\r\n        <h5 class=\"qwen-markdown-heading\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i104.67d655fbZqObwX\"><span class=\"qwen-markdown-text\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i105.67d655fbZqObwX\"> \u0130\u015f Yeri Sigortas\u0131 Nedir? Neden Kritik?<\/span><\/h5><div class=\"qwen-markdown-paragraph\"><span class=\"qwen-markdown-text\">\u0130\u015f Yeri Sigortas\u0131; ticari faaliyetleri fiziksel, finansal ve hukuki risklere kar\u015f\u0131 koruyan, i\u015fletme sahiplerini ve y\u00f6neticileri \u00f6ng\u00f6r\u00fclemeyen kay\u0131plardan g\u00fcvence alt\u0131na alan kapsaml\u0131 bir risk y\u00f6netim arac\u0131d\u0131r. <\/span><\/div><div class=\"qwen-markdown-space\">\u00a0<\/div><div class=\"qwen-markdown-paragraph\"><span class=\"qwen-markdown-text\">\u2705 <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">Yasal &amp; S\u00f6zle\u015fmesel Dayanak:<\/span><\/strong><span class=\"qwen-markdown-text\"> 5684 say\u0131l\u0131 Sigortac\u0131l\u0131k Kanunu, 6098 say\u0131l\u0131 T\u00fcrk Bor\u00e7lar Kanunu, 6331 say\u0131l\u0131 \u0130\u015f Sa\u011fl\u0131\u011f\u0131 ve G\u00fcvenli\u011fi Kanunu, banka\/kredi teminat \u015fartlar\u0131 ve tedarik zinciri s\u00f6zle\u015fmeleri \u00e7er\u00e7evesinde \u015fekillenir.<\/span><br \/><span class=\"qwen-markdown-text\">\u2705 <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">\u0130\u015f S\u00fcreklili\u011fi:<\/span><\/strong><span class=\"qwen-markdown-text\"> Sigortal\u0131 bir risk sonras\u0131 \u00fcretim\/duraklama d\u00f6neminde sabit giderler, kira, personel maliyetleri ve br\u00fct k\u00e2r kayb\u0131 kar\u015f\u0131lan\u0131r.<\/span><br \/><span class=\"qwen-markdown-text\">\u2705 <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">Finansal \u00d6ng\u00f6r\u00fclebilirlik:<\/span><\/strong><span class=\"qwen-markdown-text\"> Beklenmedik tazminat y\u00fckleri ve ani sermaye \u00e7\u0131k\u0131\u015flar\u0131 yerine, \u00f6ng\u00f6r\u00fclebilir prim \u00f6demeleriyle nakit ak\u0131\u015f\u0131 korunur.<\/span><\/div><div class=\"qwen-markdown-space\">\u00a0<\/div><div class=\"qwen-markdown-hr\"><hr \/><\/div><h5 class=\"qwen-markdown-heading\"><span class=\"qwen-markdown-text\">\u00a0\u0130\u015f Yeri Sigortas\u0131 Kapsam\u0131: Temel &amp; Ek Teminatlar<\/span><\/h5><div class=\"qwen-markdown-paragraph\"><span class=\"qwen-markdown-text\">\u0130\u015f yeri sigortas\u0131 tek bir poli\u00e7e de\u011fil, i\u015fletme ihtiya\u00e7lar\u0131na g\u00f6re mod\u00fcler olarak kurgulanabilen bir <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">teminat paketidir<\/span><\/strong><span class=\"qwen-markdown-text\">. Standart ve opsiyonel kapsam alanlar\u0131 \u015funlard\u0131r:<\/span><\/div><div class=\"qwen-markdown-space\">\u00a0<\/div><h6 class=\"qwen-markdown-heading\"><span class=\"qwen-markdown-text\">\u2705 Temel Teminatlar<\/span><\/h6><ul class=\"qwen-markdown-list\" dir=\"auto\"><li><span class=\"qwen-markdown-text\">\ud83d\udd25 <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">Yang\u0131n, Y\u0131ld\u0131r\u0131m &amp; Patlama:<\/span><\/strong><span class=\"qwen-markdown-text\"> Bina, demirba\u015f, stok, yar\u0131 mamul ve mamul \u00fcr\u00fcnler i\u00e7in fiziksel hasar korumas\u0131<\/span><\/li><li><span class=\"qwen-markdown-text\">\ud83c\udf2a\ufe0f <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">Do\u011fal Afetler (Opsiyonel):<\/span><\/strong><span class=\"qwen-markdown-text\"> Sel, su bask\u0131n\u0131, f\u0131rt\u0131na, hortum, heyelan, toprak kaymas\u0131<\/span><\/li><li><span class=\"qwen-markdown-text\">\ud83d\udd11 <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">H\u0131rs\u0131zl\u0131k, Soygun &amp; Ya\u011fma:<\/span><\/strong><span class=\"qwen-markdown-text\"> Zorla giri\u015f, i\u00e7 h\u0131rs\u0131zl\u0131k, kasa\/soygun kaynakl\u0131 maddi kay\u0131plar ve giri\u015f hasarlar\u0131<\/span><\/li><li><span class=\"qwen-markdown-text\">\ud83e\ude9f <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">Cam K\u0131r\u0131lmas\u0131:<\/span><\/strong><span class=\"qwen-markdown-text\"> Vitrinler, cam cepheler, b\u00f6lme camlar\u0131, akvaryum ve tabelalar<\/span><\/li><li><span class=\"qwen-markdown-text\">\u26a1 <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">Elektrik &amp; Su Hasar\u0131:<\/span><\/strong><span class=\"qwen-markdown-text\"> K\u0131sa devre, a\u015f\u0131r\u0131 gerilim, i\u00e7 tesisat\/ya\u011fmur suyu kaynakl\u0131 ar\u0131za ve hasarlar<\/span><\/li><li><span class=\"qwen-markdown-text\">\ud83c\udd98 <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">Acil Yard\u0131m Hizmetleri:<\/span><\/strong><span class=\"qwen-markdown-text\"> \u00c7ilingir, elektrik\/tesisat\u00e7\u0131, ge\u00e7ici operasyon alan\u0131, enkaz kald\u0131rma, veri kurtarma deste\u011fi<\/span><\/li><\/ul><div class=\"qwen-markdown-space\">\u00a0<\/div><h6 class=\"qwen-markdown-heading\"><span class=\"qwen-markdown-text\">\u2705 \u0130leri D\u00fczey &amp; Sekt\u00f6re \u00d6zel Teminatlar<\/span><\/h6><ul class=\"qwen-markdown-list\" dir=\"auto\"><li><span class=\"qwen-markdown-text\">\u2699\ufe0f <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">Makine K\u0131r\u0131lmas\u0131 &amp; Elektronik Cihaz:<\/span><\/strong><span class=\"qwen-markdown-text\"> \u00dcretim hatlar\u0131, HVAC, jenerat\u00f6r, kompres\u00f6r, POS, sunucu ve hassas \u00f6l\u00e7\u00fcm cihazlar\u0131<\/span><\/li><li><span class=\"qwen-markdown-text\">\ud83d\udc65 <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">\u0130\u015fveren Sorumluluk Sigortas\u0131:<\/span><\/strong><span class=\"qwen-markdown-text\"> \u00c7al\u0131\u015fanlar\u0131n i\u015f kazas\u0131\/meslek hastal\u0131\u011f\u0131 nedeniyle do\u011fan, SGK taraf\u0131ndan kar\u015f\u0131lanmayan tazminat talepleri (ruhsat, ihale ve tedarik\u00e7i s\u00f6zle\u015fmelerinde s\u0131kl\u0131kla zorunludur)<\/span><\/li><li><span class=\"qwen-markdown-text\">\ud83c\udf10 <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">\u00dc\u00e7\u00fcnc\u00fc \u015eah\u0131s Mali Mesuliyet:<\/span><\/strong><span class=\"qwen-markdown-text\"> M\u00fc\u015fteri, ziyaret\u00e7i, kom\u015fu veya kamu alan\u0131na verilen maddi\/manevi zararlar<\/span><\/li><li><span class=\"qwen-markdown-text\">\ud83d\udcc9 <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">\u0130\u015f Kesintisi (Br\u00fct K\u00e2r Kayb\u0131):<\/span><\/strong><span class=\"qwen-markdown-text\"> Sigortal\u0131 risk nedeniyle faaliyet durdu\u011funda; sabit giderler, net k\u00e2r kayb\u0131, ek kira\/ge\u00e7ici tesis maliyetleri<\/span><\/li><li><span class=\"qwen-markdown-text\">\ud83d\udce6 <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">Stok &amp; Envanter G\u00fcvence:<\/span><\/strong><span class=\"qwen-markdown-text\"> D\u00f6nemsel stok say\u0131mlar\u0131, mevsimsel dalgalanmalar, transit y\u00fck (opsiyonel) ve so\u011fuk zincir kesintisi teminatlar\u0131<\/span><\/li><li><span class=\"qwen-markdown-text\">\ud83d\udd10 <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">Siber Risk &amp; Veri Kayb\u0131:<\/span><\/strong><span class=\"qwen-markdown-text\"> Ransomware, veri ihlali, i\u015f kesintisi, fidye ve yasal dan\u0131\u015fmanl\u0131k maliyetleri (yeni nesil KOB\u0130 paketleri)<\/span><\/li><\/ul><div class=\"qwen-markdown-space\">\u00a0<\/div><h6 class=\"qwen-markdown-heading\"><span class=\"qwen-markdown-text\">\u274c Genel \u0130stisnalar (Kapsam D\u0131\u015f\u0131)<\/span><\/h6><ul class=\"qwen-markdown-list\" dir=\"auto\"><li><span class=\"qwen-markdown-text\">\u26a0\ufe0f Kas\u0131t, a\u011f\u0131r ihmal, yasa d\u0131\u015f\u0131 faaliyet veya ruhsats\u0131z kullan\u0131m kaynakl\u0131 hasarlar<\/span><\/li><li><span class=\"qwen-markdown-text\">\ud83d\udcc9 Piyasa ko\u015fullar\u0131, enflasyon, kur riski veya ticari kararlar nedeniyle olu\u015fan zararlar<\/span><\/li><li><span class=\"qwen-markdown-text\">\ud83e\udda0 Bak\u0131m eksikli\u011fi, a\u015f\u0131nma\/y\u0131pranma, b\u00f6cek\/ha\u015fere, nem\/k\u00fcf kaynakl\u0131 degradasyon<\/span><\/li><li><span class=\"qwen-markdown-text\">\ud83c\udf0d Sava\u015f, grev, ter\u00f6r, n\u00fckleer olaylar ve resmi yapt\u0131r\u0131mlar<\/span><\/li><li><span class=\"qwen-markdown-text\">\ud83d\udc8e \u00d6zel de\u011ferli e\u015fyalar (nakit, k\u0131ymetli evrak, sanat eseri, m\u00fccevher) \u2192 Ayr\u0131 beyan veya \u00f6zel poli\u00e7e gerekir<\/span><\/li><\/ul><div class=\"qwen-markdown-space\">\u00a0<\/div><div class=\"qwen-markdown-paragraph\"><span class=\"qwen-markdown-text\">\ud83d\udca1 <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">\u00d6neri:<\/span><\/strong><span class=\"qwen-markdown-text\"> \u0130\u015fletmenizin sekt\u00f6r\u00fc (\u00fcretim, lojistik, g\u0131da, perakende, ofis, teknoloji, in\u015faat) risk profilini do\u011frudan belirler. SMR Grup Sigorta uzmanlar\u0131, faaliyet alan\u0131n\u0131za \u00f6zg\u00fc <\/span><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">sekt\u00f6rel paketler<\/span><\/strong><span class=\"qwen-markdown-text\"> ile eksik\/\u00e7ak\u0131\u015fan teminatlar\u0131 optimize eder.<\/span><\/div>    <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1d158d4 elementor-widget elementor-widget-vankine-text-editor-v1\" data-id=\"1d158d4\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-text-editor-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t   <div class=\"position-relative position_p_relative\">\r\n        <h5 class=\"qwen-markdown-heading\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i106.67d655fbZqObwX\"><span class=\"qwen-markdown-text\">Neden SMR Grup Sigorta ile \u0130\u015f Yeri Sigortas\u0131?<\/span><\/h5>    <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-4aea3b6 elementor-widget elementor-widget-vankine-list-items-v1\" data-id=\"4aea3b6\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-list-items-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n    <div class=\"position-relative\">\r\n    <ul class=\"list_box list\">\r\n            <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rs-shield-check\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Sekt\u00f6re \u00d6zel Risk Analizi: \u00dcretimden hizmete, her i\u015fletme tipi i\u00e7in \u00f6zelle\u015ftirilmi\u015f teminat haritas\u0131                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rs-shield-check\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                 \u015eeffaf Fiyat &amp; Gizli Maliyet Yok: Dosya \u00fccreti, gizli komisyon veya poli\u00e7e sonu s\u00fcrpriz art\u0131\u015f\u0131 uygulanmaz                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rs-shield-check\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                7\/24 Operasyonel Hasar Deste\u011fi: Kaza an\u0131nda tek tu\u015fla bildirim, saha eksper y\u00f6nlendirme, h\u0131zl\u0131 tazinat ve i\u015fe d\u00f6n\u00fc\u015f planlamas\u0131                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rs-shield-check\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                \u0130\u015f Kesintisi &amp; Nakit Ak\u0131\u015f\u0131 Dan\u0131\u015fmanl\u0131\u011f\u0131: Sigorta bedeli optimizasyonu, muafiyet stratejisi ve likidite koruma modellemesi                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rs-shield-check\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                \u00c7oklu Poli\u00e7e &amp; Grup \u0130ndirim: Trafik + Kasko + Konut + \u0130\u015f Yeri + Sa\u011fl\u0131k birle\u015ftirmelerinde \u00f6zel prim avantajlar\u0131                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n                <li>\r\n            <div class=\"d-flex align-items-center\">\r\n                                           \r\n                                                                            <div class=\"icon trans\">\r\n                                <i class=\" fi-rs-shield-check\"><\/i>\r\n                            <\/div>\r\n                        \t\r\n                        \t\r\n                \r\n                                    <a class=\"links\" href=\"#\"   >\r\n                Dijital Poli\u00e7e &amp; Entegre Y\u00f6netim: E-imza onay, SMS\/e-posta yenileme takvimi, mobil hasar dosyas\u0131 takibi, fatura\/ar\u015fiv entegrasyonu                <\/a>\r\n            <\/div>\r\n        <\/li>\r\n            <\/ul>\r\n    <\/div>\r\n \r\n         \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-d98f6d9 elementor-widget elementor-widget-vankine-text-editor-v1\" data-id=\"d98f6d9\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-text-editor-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t   <div class=\"position-relative position_p_relative\">\r\n        <h5 class=\"qwen-markdown-heading\"><span class=\"qwen-markdown-text\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i113.67d655fbZqObwX\">\u0130\u015f Yeri Sigortan\u0131z\u0131 6 Ad\u0131mda Kurgulay\u0131n<\/span><\/h5><ol class=\"qwen-markdown-list\" dir=\"auto\" start=\"1\"><li><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">\u0130\u015fletme Envanteri Payla\u015f\u0131m\u0131:<\/span><\/strong><span class=\"qwen-markdown-text\" data-spm-anchor-id=\"a2ty_o01.29997173.0.i112.67d655fbZqObwX\"> Faaliyet t\u00fcr\u00fc, bina\/alan, demirba\u015f, stok, \u00e7al\u0131\u015fan say\u0131s\u0131, \u0130SG dok\u00fcmanlar\u0131 <\/span><\/li><li><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">Risk Tarama &amp; Kapsam Belirleme:<\/span><\/strong><span class=\"qwen-markdown-text\"> Sekt\u00f6rel risk haritas\u0131, zorunlu\/\u00f6nerilen teminatlar, muafiyet stratejisi <\/span><\/li><li><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">Kar\u015f\u0131la\u015ft\u0131rmal\u0131 Teklif &amp; Optimizasyon:<\/span><\/strong><span class=\"qwen-markdown-text\"> Birden fazla sigorta \u015firketi \u00fczerinden \u015feffaf prim\/teminat kar\u015f\u0131la\u015ft\u0131rmas\u0131 <\/span><\/li><li><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">\u00d6deme &amp; Poli\u00e7e Onay\u0131:<\/span><\/strong><span class=\"qwen-markdown-text\"> Kredi kart\u0131 (taksit), havale\/EFT, \u00e7ek veya otomatik \u00f6deme talimat\u0131 se\u00e7enekleri <\/span><\/li><li><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">Dijital Teslim &amp; Entegrasyon:<\/span><\/strong><span class=\"qwen-markdown-text\"> Poli\u00e7e PDF, teminat \u00f6zet tablosu, acil durum protokol\u00fc, yenileme takvimi <\/span><\/li><li><strong class=\"qwen-markdown-strong\"><span class=\"qwen-markdown-text\">Periyodik Risk G\u00f6zden Ge\u00e7irme:<\/span><\/strong><span class=\"qwen-markdown-text\"> Y\u0131ll\u0131k stok\/demirba\u015f g\u00fcncelleme, \u0130SG denetim uyumu, prim optimizasyonu<\/span><\/li><\/ol>    <\/div>\r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c85ca62 elementor-widget elementor-widget-vankine-title-v1\" data-id=\"c85ca62\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-title-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t                    <div class=\"section_title type_one\">\r\n                            <h6 class=\"sm_title\"> S\u0131k\u00e7a Sorulan Sorular<\/h6>\r\n                                            <\/div>\r\n            \r\n\r\n    \t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-41d0a20 elementor-widget elementor-widget-vankine-faqs-v1\" data-id=\"41d0a20\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"vankine-faqs-v1.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t \r\n \r\n   <section class=\"block_faq\">\r\n      <div class=\"accordion\">\r\n                    <div class=\"question  faq_header \">\r\n                <div class=\"question_box \">\r\n                    <div class=\"title_no_a_18 trans\"> \u0130\u015f yeri sigortas\u0131 yasal olarak zorunlu mu?<\/div>\r\n                    <span class=\"icon_fq trans fi-rs-arrow-small-right\"><\/span>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"answer accordion-content\"  >\r\n                Tamamen zorunlu de\u011fildir. Ancak \u0130\u015fveren Sorumluluk Sigortas\u0131; belirli sekt\u00f6rlerde, kamu ihalelerinde, banka kredilerinde ve tedarik\u00e7i s\u00f6zle\u015fmelerinde fiilen zorunludur. Ayr\u0131ca bina yang\u0131n g\u00fcvenlik y\u00f6netmeli\u011fi ve \u0130SG kanunu \u00e7er\u00e7evesinde risk \u00f6nlemleri ile birlikte sigortal\u0131l\u0131k, yasal uyumlulu\u011fu destekler.            <\/div> \r\n                    <div class=\"question  faq_header active\">\r\n                <div class=\"question_box \">\r\n                    <div class=\"title_no_a_18 trans\">Stok ve yar\u0131 mamuller sigortalanabilir mi?<\/div>\r\n                    <span class=\"icon_fq trans fi-rs-arrow-small-right\"><\/span>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"answer accordion-content\"   style=\"display:block;\" >\r\n                Evet. Hammadde, yar\u0131 mamul, mamul \u00fcr\u00fcn, ambalaj ve depolanan ticari mallar, do\u011fru beyan ve periyodik g\u00fcncelleme ile teminata dahil edilebilir. Mevsimsel dalgalanmalar i\u00e7in \"stok beyanname\" veya \"maksimum limit\" yap\u0131lar\u0131 uygulanabilir.            <\/div> \r\n                    <div class=\"question  faq_header \">\r\n                <div class=\"question_box \">\r\n                    <div class=\"title_no_a_18 trans\">\u0130\u015f kesintisi sigortas\u0131 ne i\u015fe yarar?<\/div>\r\n                    <span class=\"icon_fq trans fi-rs-arrow-small-right\"><\/span>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"answer accordion-content\"  >\r\n                Yang\u0131n, makine k\u0131r\u0131lmas\u0131 veya do\u011fal afet nedeniyle \u00fcretim\/hizmet durdu\u011funda; sabit giderler (kira, maa\u015f, kredi faizi), net k\u00e2r kayb\u0131 ve ge\u00e7ici tesis\/ek harcamalar belirli bir s\u00fcre (genellikle 12-24 ay) i\u00e7in kar\u015f\u0131lan\u0131r.            <\/div> \r\n                    <div class=\"question  faq_header \">\r\n                <div class=\"question_box \">\r\n                    <div class=\"title_no_a_18 trans\">Muafiyet (deductible) nas\u0131l \u00e7al\u0131\u015f\u0131r?<\/div>\r\n                    <span class=\"icon_fq trans fi-rs-arrow-small-right\"><\/span>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"answer accordion-content\"  >\r\n                Hasar tutar\u0131n\u0131n sigortal\u0131 taraf\u0131ndan kar\u015f\u0131lanacak k\u0131sm\u0131d\u0131r. \u00d6rne\u011fin 50.000 TL muafiyetli poli\u00e7ede 80.000 TL hasarda 30.000 TL tazminat \u00f6denir. Y\u00fcksek muafiyet primi d\u00fc\u015f\u00fcr\u00fcr, d\u00fc\u015f\u00fck muafiyet daha geni\u015f koruma sa\u011flar. \u0130\u015fletme nakit ak\u0131\u015f\u0131na g\u00f6re optimize edilir.            <\/div> \r\n                    <div class=\"question  faq_header \">\r\n                <div class=\"question_box \">\r\n                    <div class=\"title_no_a_18 trans\">Hasar durumunda s\u00fcre\u00e7 nas\u0131l i\u015fler?<\/div>\r\n                    <span class=\"icon_fq trans fi-rs-arrow-small-right\"><\/span>\r\n                <\/div>\r\n            <\/div>\r\n            <div class=\"answer accordion-content\"  >\r\n                \u0130lk 48 saat i\u00e7inde SMR Grup Sigorta'ya bildirim \u2192 Olay yeri koruma &amp; foto\u011fraf \u2192 Ekspertiz randevusu \u2192 Fatura\/tutar belgeleri toplama \u2192 Tazinat onay\u0131 &amp; \u00f6deme \u2192 \u0130ste\u011fe ba\u011fl\u0131 i\u015fe d\u00f6n\u00fc\u015f\/operasyon deste\u011fi. T\u00fcm s\u00fcre\u00e7 dijital panelden takip edilebilir.\u0130lk 48 saat i\u00e7inde SMR Grup Sigorta'ya bildirim \u2192 Olay yeri koruma &amp; foto\u011fraf \u2192 Ekspertiz randevusu \u2192 Fatura\/tutar belgeleri toplama \u2192 Tazinat onay\u0131 &amp; \u00f6deme \u2192 \u0130ste\u011fe ba\u011fl\u0131 i\u015fe d\u00f6n\u00fc\u015f\/operasyon deste\u011fi. T\u00fcm s\u00fcre\u00e7 dijital panelden takip edilebilir.            <\/div> \r\n              <\/div>\r\n   <\/section>\r\n \r\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Hizmetlerimiz Konut Sigortas\u0131 Kasko Sigortas\u0131 Dask Trafik Sigortas\u0131 Seyahat Sigortas\u0131 Sa\u011fl\u0131k Sigortas\u0131 \u0130\u015f Yeri Sigortalar\u0131 Bireysel Emeklilik Sistemi Destek ve Dan\u0131\u015fmanl\u0131k \u0130\u00e7in Buraday\u0131z \u0130leti\u015fim \u0130\u015f Yeri Sigortalar\u0131 \u0130\u015f Yeri Sigortalar\u0131 | SMR Grup Sigorta ile \u0130\u015fletmenizi G\u00fcvence Alt\u0131na Al\u0131n \u0130\u015fletmeniz, sadece fiziksel bir mek\u00e2n de\u011fil; \u00fcretim, istihdam, nakit ak\u0131\u015f\u0131 ve markan\u0131z\u0131n itibar\u0131n\u0131n merkezidir. Beklenmedik bir [&hellip;]<\/p>\n","protected":false},"featured_media":4138,"parent":0,"comment_status":"closed","ping_status":"closed","template":"template-fullwidth.php","service_category":[22],"class_list":["post-3911","service","type-service","status-publish","has-post-thumbnail","hentry","service_category-smr-grup-sigorta"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/smrgrupsigorta.com\/index.php\/wp-json\/wp\/v2\/service\/3911","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/smrgrupsigorta.com\/index.php\/wp-json\/wp\/v2\/service"}],"about":[{"href":"https:\/\/smrgrupsigorta.com\/index.php\/wp-json\/wp\/v2\/types\/service"}],"replies":[{"embeddable":true,"href":"https:\/\/smrgrupsigorta.com\/index.php\/wp-json\/wp\/v2\/comments?post=3911"}],"version-history":[{"count":12,"href":"https:\/\/smrgrupsigorta.com\/index.php\/wp-json\/wp\/v2\/service\/3911\/revisions"}],"predecessor-version":[{"id":4150,"href":"https:\/\/smrgrupsigorta.com\/index.php\/wp-json\/wp\/v2\/service\/3911\/revisions\/4150"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/smrgrupsigorta.com\/index.php\/wp-json\/wp\/v2\/media\/4138"}],"wp:attachment":[{"href":"https:\/\/smrgrupsigorta.com\/index.php\/wp-json\/wp\/v2\/media?parent=3911"}],"wp:term":[{"taxonomy":"service_category","embeddable":true,"href":"https:\/\/smrgrupsigorta.com\/index.php\/wp-json\/wp\/v2\/service_category?post=3911"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}